How often have you faced the problem of cash shortage while you are shopping or at a restaurant? Of course, debit and credit cards come to great help in such scenarios. But what I the particular place where you have gone does not facilitate card payments?
Again there are many places where the dealer does not accept cards if the billing is below a certain amount. What will you do in such a case? One of the best options these days is to make use of the PhonePe digital payment gateway along with exclusive PhonePe offers.
How To Use PhonePe?
PhonePe has been developed by its developers in order to bring convenience to the shopping habit of the customers. It is a digital virtual wallet where you can keep all your card details saved so that you do not have to use your cards or card each time for payments at malls restaurants and other places.
Easily you can install the application of PhonePe on your smartphone and can start using it to not only make convenient payments but also to avail a number of PhonePe Offers for various items such as apparels, accessories, food, movies, and many others.
You can not only make payments at different places through the digital wallet but also withdraw cash in need through a few clicks and swipes. Though the concept is new still a large number of banks have got already partnered with the virtual wallet. The partner banks are YES Bank, Axis Bank, Central Bank of India, HDFC Bank, Oriental Bank Of Commerce, and so on. These partner banks let you to avail of extra discounts and cashback on payment through PhonePe.
PhonePe App Offers
You can get the PhonePe app installed on your android as well as the IOS device. It is considered much safer because it is much faster than internet banking. Whether you wish to make payment at someplace or wish to transfer money to someone or if you wish to make transactions such as recharges and others, PhonePe makes it quite easier and highly convenient. Also, get various PhonePe App Offers for more discount and PhonePe Cashback.
PhonePe Cashback Offers
Some of the important activities that you can do on your PhonePe digital wallet are here:
1. Send money to your contacts instantly from anywhere and anytime.
2. Recharge your mobile connection, Data card, and many others across all the major service providers. Also, grab exclusive Jio PhonePe offers or other PhonePr recharge offers.
3. Make payments for your postpaid options too,
4. Payment for your utility bills such as gas and electricity and avail cashback with PhonePe offers on electricity bill payment.
5. Save your multiple bank details so that you can check your accounts from a single place.
6. Get cashback through PhonePe Offers that you can transfer instantly to your bank account.
7. You can split any bill among your friends and they can settle it easily.
8. PhonePe allows you to directly shop at various online stores by using Flipkart, PhonePe Myntra offers and many others.
Also Read- Best Mobile Wallets in India
Why Should You Use PhonePe?
You may think that you are happy enough with how you are dealing with your payments and hence you are not much in need of the new digital wallet. In that case, there can be a list of reasons to convince you about why you should surely try out using PhonePe at least once.
➡️ Make a transaction of 1 lakh in a single go and that also 24 hours a day and 7 days a week.
▶️ Don’t wait long for cashback and refund amounts from the dealers or the partners. You can get them instantly and then you can decide whether you wish to keep the amount in the wallet itself for further use or you wish to transfer it to your bank account.
➡️ If your wallet balance is low while you wish to make payments, you can instantly top up your wallet using the saved bank details in the wallet. You can also make use of debit cards for the top-up.
▶️ You can make payments at the merchant’s store in a single click.
➡️ Use any language in which you are comfortable. Some of the languages that are available at present at the application are Hindi, English, Bengali, Tamil Telugu, Kannada, Assamese, Malayalam, Gujarati, Marathi, and much more.
PhonePe App Permissions
When you install the application on your smartphone, the application may ask for a number of permissions for the operations. Some of the permissions are:
▶️ An SMS is sent from your number to verify your contact number,
➡️ Permission for location is needed for UPI transactions,
▶️ Permission to access your contact list is needed. You can recharge your number and also send money to the contacts,
➡️ Camera permission is required to scan the QR codes,
▶️ Permission to access storage is needed so that the scanned QR codes can be saved,
➡️ Phone state is checked to know whether the phone is using a single or dual SIM card,
▶️ Creation of the account is needed to sign up
PhonePe Offers To Save On Shopping & Utilities
Phonepe also allow you to avail a number of offers and deals. You can make payment and avail PhonePe offers on various items such as clothes, accessories, shoes, jewelry, restaurants, movie theaters, travel tickets, medicines, groceries, hospitals, utility bill payments and many others. You can avail of these offers and deals in various forms.
PhonePe Discount Offer On the Purchase
You may get a flat discount up to 50% OFF on various items such as apparel, restaurants, and many others. This obviously is a great deal where your billed amount reduces down to a great extent so that you have to pay a much lesser amount than what exactly it was. You should go through once the terms and conditions in this case because sometimes it may happen that the discount is only on some selected items or the discount is applicable only when you have made a purchase that is higher than a certain mentioned amount.
PhonePe Cashback Offers
This is the most common PhonePe offers that you will get in almost all the categories. Sometimes, you may get a cashback of flat Rs. 100 or higher or at times you may get a cashback of 20% or so of the total billed amount. Here also you need to be a bit of care while you are trying to avail the cashback option. There can be some terms and conditions prevailing. You may get cashback only on the first transaction. with PhonePe or on some selective items and so on. One can search well and make use of the right coupon code in order to get the desired cashback amount on your transaction. You can get the cashback amount instantly in your wallet that you can either keep for further use or can transfer instantly to your bank account.
PhonePe Refer and Earn Reward
PhonePe offers you also the option to refer the application to your other friends and relatives in order to earn rewards. You just have to send the link of the application to your friend or relative through message or email. When they install the application on their smartphone and make use of it, you earn rewards for each joined. Isn’t it great? You just have to let people know about the digital wallet and as they make use of it, you will get rewarded.
PhonePe Upcoming Offers
Carrying a fat wallet in your pocket or bag with so many cards and cash. It is not safe and also at times clumsy and uncomfortable. PhonePe provides you with a unique virtual digital wallet where you can keep all your bank details. You can make use of any card and any bank account. Make payments, transfer money and many others instantly without even taking out your debit/credit card. Of course, with so many exciting PhonePe offers, you will be also able to save money.